Banks

I agree with banks are mean because once in my family we spent an economic rush for an university debt that my dad had with an X bank.

Over the years, the bank started to push to be paid the debt as soon as possible but with a charge very high that was almost impossible had that money, and having no solution, they sued my dad. With the years, despite of started paying installments, they decided confiscate the possessions of the holder of the debt to pay themselves. Fortunately that my dad was instructed about the issue and he knew exactly what day they would come and finally they took only a few things and the trial ended. Then, my father managed a better job and now with the debt update, they give him another bank account in other bank in which he is now. 

But sincerely the banks never loose, because for example for studied in a public university in where the education is expensive, I immediately, like many others partners, we going to have a debt in a future with a percent very high of charge.

While I’ve never directly borrowed money to the bank, the also give you a university card that supposedly is for the library and will pass between faculties of the same university, is financed by the Santander bank and is created automatically  an account view.

Is for this case that I personally have never had a problem with a cash machine, but I’m young and I still have to learn many things and take care of myself of this unfair system.

I feel that interest rates are excessively high, most in a country where the minimum salary is very low and adding that the ISAPRES and AFP discount an important percent to the gross salary, giving a very low salary.